Your retirement deserves a plan built around you.

Tell us where you are on your financial journey. We'll take it from there.

$190M+ Assets Under Management

99% Member Retention

CFP Certified ®

Fee-Only & Fiduciary

What happens when everything finally connects?

Traditional financial advice is often fragmented across multiple unaligned professionals. Zynergy delivers a fully integrated approach, coordinating your investment management, tax planning, income generation, and estate structure within a single, cohesive team.

Our Services

Blueprint

A comprehensive one-time retirement plan. Where you are, where you're going, and what to do next.

One-time fee of $7,000

Core

Ongoing planning, asset management, and semi-annual reviews. The foundation for most ongoing member relationships.

1% AUM — min. $10,000/yr

Private Office

Elite family-level service: investments, tax management, estate planning, and generational planning—fully coordinated.

Starting at 0.3–1.0% AUM — min. $30,000/yr

Tax Management

Tax prep planning, preparation, payment management, audit defense, and ongoing CPA access.

$1,200/yr

Meet our Founder & CEO

Ryan Zacharczyk, CFP®, MBA

Founder & CEO

Zynergy Retirement Planning

Ryan founded Zynergy after nearly a decade as a financial trader on the floor of the NYSE and AMEX, where he managed risk for accounts up to $80 million. He's a CERTIFIED FINANCIAL PLANNER® professional, author of The 7 Deadly Retirement Sins, and has spent his career helping people near and in retirement untangle complexity—and finally feel confident about what comes next.

By the Numbers

$0M+

Assets Under Management

Member Retention Rate

Zynergy Members ever had to un-retire

Request Your Free Consultation

No pressure. No obligation. Just a conversation about whether we're the right fit for you.

Your information is private and never sold or shared with third parties. Zynergy Retirement Planning is a registered investment advisor.

Prefer to speak with us prior to scheduling? We are available by phone.

Disclaimer: Zynergy Retirement Planning is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.